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Updated July 2026
systeme.ioVSKARTRA

Kartra vs Systeme.io — Pricing, Features & Verdict (2026)

$119/mo vs FREE: where the gap actually opens up

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🔗 Both Tools — Current Pricing

Systeme.io — Free plan, no credit card required

No credit card required

Kartra Starter — $119/mo, or $99/mo billed annually

$119/mo billed monthly · $99/mo billed annually

VERDICT SUMMARY

Systeme.io's free plan is the better starting point for testing one product under 2,000 contacts, no card required. Also the stronger choice for Spanish-speaking markets — Systeme.io offers a fully translated platform, while Kartra's interface is English-only.

Kartra's Starter plan closes the gap for businesses needing video hosting, unlimited products and unlimited courses. It runs $119/mo billed monthly, or $99/mo billed annually. Webinars, surveys and quizzes require the Growth plan at $229/mo.

$119/mo billed monthly · $99/mo billed annually

No credit card required

Pricing Comparison (June 2026)

FeatureSysteme.ioKartra
Entry Price$0 (Free)$59/mo (Essentials)
Mid Tier$17/mo (Startup)$119/mo (Starter), $99/mo annually
Top Tier
COMPARED
$97/mo (Unlimited)$229/mo (Growth)
Contacts (Entry)2,000500
Contacts (Mid)5,0002,500
Contacts (Top)Unlimited12,500
Courses (Entry)11
Courses (Mid/Top)UnlimitedUnlimited
Growth adds quizzes, certificates & webinars
Sales Funnels / Pages3 (Free) → Unlimited (Webinar+)Unlimited (all tiers)
Transaction Fee0% (all tiers)5% (Essentials only), 0% (Starter+)
Video HostingNot included (any tier)Included (Starter+)
AI ToolsNot includedIncluded (all tiers)
TrialNo trial needed — Free plan has no time limit30 days, $1 charge, card required
LanguagesEnglish + full Spanish (website, help docs, community)English-only interface (checkout supports 23 languages)

Pricing verified against vendor pricing pages on July 20, 2026. Rates change — verify current pricing on each platform.

The Second Course Problem

Both Systeme.io's free plan and Kartra's Essentials plan limit you to one course. If you're testing a single offer, that's fine. But the moment you need a second course, the pricing diverges sharply:

Systeme.io

Upgrade to Startup ($17/mo) for 5 courses.

Total cost for 2 courses: $17/mo — $204/year

Kartra

Upgrade to Starter ($119/mo) for unlimited courses.

Total cost for 2 courses: $119/mo — $1,428/year

The gap is stark at the second-course stage: $102/mo, or over $1,200 a year. Annual billing on Kartra narrows it to $82/mo, still nearly 5x. Kartra closes the value gap if you need video hosting, unlimited products, or plan to scale past 5,000 contacts — but you're paying for those extras even if you don't use them yet.

Who Each Tool Fits

Kartra (Growth plan)

  • Quizzes, certificates & webinars included
  • Built-in video hosting & Kartra AI
  • 12,500 contacts — room to scale
  • Unlimited courses & pages
  • $119/mo — over 6x the cost of Systeme.io Startup
  • English-only interface — checkout pages support 23 languages
  • Need webinars, surveys or quizzes? Those require the Growth plan at $229/mo.

$119/mo billed monthly · $99/mo billed annually

Systeme.io

  • You're testing one product with under 2,000 contacts
  • You want zero financial commitment to start
  • Unlimited emails on the free plan
  • Clean, simple platform for beginners
  • Full Spanish platform — website, help docs and community
  • No built-in video hosting or AI tools

No credit card required

Ready to Build Your Course Business?

Kartra's Starter plan is $119/mo billed monthly, or $99/mo billed annually.

$119/mo billed monthly · $99/mo billed annually

No credit card required

Pricing verified July 20, 2026 — verify current rates on each platform before purchasing.

Affiliate Disclosure: Some links on this page are affiliate links. If you click and make a purchase, a commission may be earned at no extra cost to you. This helps support the site. Only tools that are popular choices among entrepreneurs are listed.